Finding Health Insurance

Financial protection. Learn more about the ACA, COBRA, long-term care, and health care for people with disabilities. You can also discover information on how to find and sign up for health insurance. Health Insurance Act Visit HealthCare.gov to find out more about the Affordable Care Act and how to apply through the Health Insurance Marketplace.

Note: During the special enrollment period, you may be able to apply for coverage through the Health Insurance Marketplace in response to the coronavirus pandemic.

Health Insurance Plans

Your health insurance may assist you in covering the cost of medical care and prescription medications. Both you and your insurance agree to contribute a specific sum of money or percentage of your medical costs.

How to Apply for Medicaid and CHIP

Medicaid is a joint federal-state health insurance program for low-income individuals.

Kids can get health insurance through the Children’s Health Insurance Program (CHIP). The child’s family must make enough money to qualify if:

• Too high to be covered by Medicaid
  Too little to pay for private insurance
  Each state has a unique moniker for its Medicaid and CHIP programs.

Understand Medicaid

What assistance is provided by Medicaid?
Medicaid offers qualified individuals free or affordable medical benefits:

• adults with little resources
  Children Expectant mothers
  people with disabilities People beyond the age of 65
  Am I a Medicaid candidate?

To determine whether you or your family members are qualified for benefits, contact the Medicaid office in your state. Generally speaking, it is based on one or more of the following:

• Age and income
  how many persons make up your family?
  Whether you’re expecting or have a disability
  How do I make a Medicaid application?

There are two methods for requesting Medicaid:

• Speak to the Medicaid office in your state. You have to live in the state where you’re requesting benefits if you want them.
• Application must be submitted via the Health Insurance Marketplace.
• Study the Children’s Health Insurance Program (CHIP)
• Your child can still be eligible for the Children’s Health Insurance Program even if your income is too high to qualify for Medicaid (CHIP).

For children and teenagers without insurance up to age 19, it provides medical and dental coverage.

Does my kid qualify for CHIP?

Each state has its own requirements for CHIP. They typically rely on revenue.

How can I make a CHIP benefit application?

You can apply for CHIP in one of two ways:

You can search for a program by state or contact the Health Insurance Marketplace at 1-800-318-2596. (TTY: 1-855-889-4325).Application must be submitted via the Health Insurance Marketplace.

What more do I require to understand CHIP?

Anytime during the year, you can apply for and enroll in Medicaid or CHIP.

• Find out how to use your CHIP or Medicaid coverage.
• The Basic Health Program (BHP) provides cheap, ongoing coverage, just like Medicaid and CHIP. Your state may provide it as an optional program. People with incomes that fluctuate above and below Medicaid or CHIP levels are eligible.
• Find out more about Medicare and other popular health insurance options, as well as resources for paying for medical expenses.
• Make a Medicaid or CHIP Complaint
• You can complain if you have an issue with Medicaid or CHIP services. Instead of the federal government, each state administers these programs. To report your problem, get in touch with your state’s Medicaid program.

Medicare
Find out the details of Medicare, including how to apply, how to receive a new card, and what Part D for prescription drugs entails. Additionally, find out about Medicare coverage if you reside abroad. Termination of Medicare Part B voluntarily. You may voluntarily end your Medicare Part B coverage (medical insurance). It is a significant choice. Form CMS-1763 (PDF, Download Adobe Reader) must be delivered to the Social Security Administration (SSA). To obtain this form, go to or call the SSA (1-800-772-1213).

Before you can stop your Medicare Part B coverage, you must have a face-to-face interview with Social Security. Contact the SSA or the Social Security office in your area to set up your interview. Medicare Part D Prescription Drug Coverage An insurance program for prescription drugs is Part D of Medicare. Find out how much Medicare drug coverage costs.

Replace Your Medicare Card

If your Medicare card is lost, stolen, or destroyed, you can replace it in one of the following ways:

• Request one by logging into your MyMedicare.gov account.
• Online requests for new Medicare cards are accepted.
• Contact or go to the Social Security Administration branch closest to you.
• Medicare Protection There is a limited amount of Medicare coverage outside of the US. If you reside or are visiting outside of the United States, find out about coverage.

Primary Medicare

Emergency medical care while traveling abroad may be covered if you have Original Medicare and a Medigap policy. Find out more information on Original Medicare outside of the US.

Purchasing Medical Care

• Investigate your financial options for paying for prescription medications and medical expenses. Find details on nearby medical facilities as well as ideas for locating affordable dental insurance.

How Can I Get Assistance With Medical Bills?

Discover how to get assistance from the government for medical expenses and insurance choices.

Assistance with Prescription Drug Prices

You might be able to get assistance paying for prescription medications through government and pharmaceutical company programs. Find out if you qualify for each program and how to apply by contacting them directly.